Because our therapists are specialty providers and offer care that is based on evidence and results, not dictated by third-party companies, we do not accept insurance directly. This means payment is due in full at the time of service.
Please contact your insurance provider to determine what the actual pricing for therapy would be. Historically, our clients have received between 50-80% reimbursement from their insurance companies if they have out-of-network coverage for psychotherapy.
Our services may be able to be applied to your deductible.
Ask your insurance company whether you have out-of-network benefits. If you do, ask what percentage they cover for the following codes with a licensed mental health provider for codes 90834 and 90837.
You’ll also want to determinte whether you have a deductible to be met. Your deductible is a dollar amount you have to reach before insurance kicks in to start reimbursing services.
If you see the terms PPO, POS or out-of-network on your insurance card, you will likely be able to receive a percentage of the cost of services back in your pocket. If you see HMO, Medicare or Medicaid on your card, then you probably do not have these benefits.
Upon request, we will provide you with a detailed statement, also known as a “superbill” in order for you to file for reimbursement with your insurance carrier. Superbills are processed at the beginning of each month. We can provide additional information as requested from the insurance provider.
Many people feel limited by the choices available through their insurance so they choose to pay out-of-pocket or use a Health Savings Account. Many of our clients are willing to self-pay because they received a referral to Courageous Kids Counseling from a trusted source who knows the quality of our services.
We ask for a weekly commitment at least through the first 2 months while we are still getting to know you and assessing your reason for entering therapy. As you move along in the process, your therapist will review your treatment plan. You and your therapist will discuss and agree upon frequency of care based on your progress.
Our therapists are not authorized to decrease or defer payment for services. As a specialty practice, each therapist has a limited number of slots available in order to offer personalized care.
This means you benefit from a happy, skilled and fulfilled therapist that has the passion, time, and energy to devote to you and your family. Due to limited spaces available, we are unable to discount fees.
We encourage you to check your insurance plan and out-of-network benefits prior to starting with a therapist at Courageous Kids Counseling to ensure the process is sustainable for you.
Clients and parents may have concerns about privacy during treatment; a diagnosis will need to be given to you or your child in order for you to seek reimbursement under insurance. When using insurance, you may also experience restrictions on the type of therapy utilized and the number of sessions provided.
For this reason, we strive to provide a specialized and flexible approach tailored to your child’s unique needs and free of limitations.